Bike Insurance

What Does the BikeInsure Plan Cover?

BIKES

Road • Triathlon • Mountain
Gravel • eBike • Fat
Cyclocross • Tandem

RIDES

Casual to Competitive • Triathlon
Road to Off-Road • Gran Fondo
Individual to Group • Commuter

ACCESSORIES

Computers • Cameras
Bottle Cages • Mounted Pump
Lights • Seat Bag

Bicycle Coverage Highlights

The BikeInsure plan covers new or used bicycles and eBikes. It provides reimbursement for repairs to your bike and listed accessories due to riding accidents. And during transit. The BikeInsure plan extends to a stolen bike or eBike when optional theft protection is selected.

BikeCoverage

$16.99/mo

$10,000 LIMIT | $100 DEDUCTIBLE

Our comprehensive bicycle insurance plan with up to $10,000 in coverage per bicycle can be purchased for as little as $16.99 per month. In the event of a loss occurrence, you are responsible for a $100 deductible.

BIKE | ACCESSORIES | TRANSIT

TheftProtect

+ $8/mo

$10,000 LIMIT | $250 DEDUCTIBLE

Optional theft insurance, with you to $10,000 in protection per bicycle, is an additional $8 monthly. In the event of a loss occurrence, you are responsible for a $250 deductible.

+ Theft

Ride Covered LLC dba BikeInsure is a specialty insurance agency dedicated to offering cyclists in the United States affordable bicycle coverage. The BikeInsure plan is administered by a licensed insurance producer BikeInsure and is underwritten by AM Best ‘A+’ (Superior) rated carriers Great American Insurance Company and Great American Spirit Insurance Company, authorized insurers in all 50 states and DC. (Rating affirmed December 3, 2021).

For 150 years, Americans have trusted Great American Insurance Company to protect them and render best-in-class service. Coverage description is summarized. Refer to the actual policy for a full description of applicable terms, conditions, limits, and exclusions. Coverage is not available in all states.